Think Less, Analyze More

Analyze deals faster.
Miss nothing.
Fund with confidence.

Scriptre reads bank statements the way an experienced underwriter would — detecting positions, stacking, renewals, and red flags automatically. Upload a statement. Get a full underwriting picture in seconds.

Get StartedSee How It Works
Sunrise Plumbing & Drain LLC
Chase Bank · FL · Plumbing
71
/ 100
Time In Business: 6y 4mOwner Age: 44 yrs4 Deposit Sources
January 2026$38,240+$4,110
February 2026$41,880-$2,140
March 2026$39,620+$2,830
4 Active MCA Positions Detected — $892/day combined
⚠ Active MCA Stacking Identified — 2 funders funded within 7 days
Criteria Profiles

Your box. Your rules.
Enforced automatically.

Configure your exact underwriting criteria — blocked states, maximum positions, NSF thresholds, minimum deposits — and Scriptre evaluates every deal against your profile instantly. No manual checklist. No missed rules.

  • ✓Block specific states, industries, or banks
  • ✓Set hard stops that automatically decline deals
  • ✓Flag deals for review with custom warning thresholds
  • ✓Run multiple profiles for different product types
Northeast Funding Group — Standard Profile
Automated Mode · Hard stops enforce automatically
🚫 Declined — Hard Stop Triggered
Active MCA positions exceed maximum of 2. Detected: 4 positions.
⚠ Flagged for Review
Monthly deposit average of $31,400 is below the $35,000 minimum threshold.
ℹ Note
Business is home-based per application. Owner address matches business address.
Blocked States
NY, NJ, CA, IL
Max Positions
2
Max NSFs / Mo.
3
MCA Positions
Kapitus FundingDAILY
MonthDailyTotal DebitedPaymentsBounced
Jan 2026————
Feb 2026$285$5,98521—
Mar 2026$285$6,27022—
Greenbox CapitalDAILY
MonthDailyTotal DebitedPaymentsBounced
Jan 2026————
Feb 2026$190$3,99021—
Mar 2026$190$1,14062 returned
Total Monthly Burden — $7,410
Position Detection

Not just how many.
Exactly who, how much,
and when they bounced.

Scriptre identifies every active MCA position by name, tracks the exact debit amount, and shows a month-by-month breakdown of total debited, payment count, and returned payments — all extracted directly from the raw statement.

  • ✓Funder names extracted directly from ACH descriptions
  • ✓Daily and weekly positions tracked separately
  • ✓Bounced payments flagged by funder and month
  • ✓Total monthly burden calculated from actual transactions
Underwriter Summary

Not a scorecard.
A briefing.

Every deal arrives pre-analyzed. Scriptre does the front-end screening so your team spends their time where it matters — on contracts, not bank statements. Your real work starts after the deal is approved, not before.

Without Scriptre
10–15 min
per deal, manually
~20 deals/day
before burnout sets in
Hours lost
on deals that never fund
Stacking missed
buried in 90 days of transactions
With Scriptre
Under 60 sec
per deal, automatically
Unlimited
volume, no bottleneck
Zero wasted time
on deals that don't qualify
Nothing missed
every position flagged instantly
  • ✓Written in the voice of a senior underwriting specialist
  • ✓Anchored to real numbers from the statement
  • ✓Every deal arrives pre-analyzed before it hits your desk
  • ✓Your team focuses on contracts — not front-end screening
Strengths
✓Consistent monthly deposits averaging $39,200 across all three months with no NSF incidents.
✓Positive net cash flow every month, indicating the business is covering its obligations.
✓Average daily balance improved from $4,100 in January to $6,800 in March.
Concerns
✗Two active MCA positions consuming $7,410 per month, representing 19% of average monthly deposits.
✗Greenbox Capital returned 2 payments in March, indicating cash flow pressure mid-month.
✗Business is only 14 months old with no prior credit history on the application.
Underwriter Summary

Sunrise Plumbing is a 14-month-old Florida operation generating $39,200 per month through a clean mix of Chase deposits and owner ACH transfers, with no NSFs across the full statement period. Two active MCA positions total $7,410 per month — 19% of deposits — which is manageable at current revenue levels. The concern is trajectory: Greenbox returned two payments in March and the account dipped below $500 twice, suggesting the business is running lean. Fundable at a conservative advance with a daily debit under $250.

Three ways to get deals into Scriptre.

Connect your inbox, forward deals directly, or upload manually — every analysis is ready in under 60 seconds.

Inbox Integration

Connect Your Inbox

Connect your existing email inbox to Scriptre. When a deal arrives with bank statement attachments, Scriptre detects them automatically, runs the full analysis, and delivers the results to your dashboard — no manual steps required.

1
Connect your inbox in one click from your Scriptre account settings
2
Broker emails the deal to your existing address as usual
3
Scriptre detects the attachments and runs the analysis automatically
4
Results appear in your dashboard and are optionally emailed back to you
Forwarding

Forward from Your Email

No inbox connection needed. When a deal arrives in your inbox, simply forward it to your dedicated Scriptre address. Scriptre parses the attachments, runs the full analysis automatically, and delivers the results to your dashboard instantly.

1
Scriptre generates a unique forwarding address for your account
2
Receive the deal in your inbox as usual — no change to your workflow
3
Forward the email to your dedicated Scriptre address in one click
4
Analysis runs automatically and results appear in your Scriptre dashboard
Manual Upload

Upload Directly

Upload bank statement PDFs directly through the Scriptre dashboard. Add an optional application document to auto-extract owner details, business start date, and industry. Results are ready in under 60 seconds.

1
Log in to your Scriptre dashboard and open a new analysis
2
Upload one or more bank statement PDFs — multiple months supported
3
Optionally attach a signed application for full owner and business data
4
Click analyze and get a complete underwriting picture in under 60 seconds
1
Upload Statements
Add one or more bank statement PDFs. Include an optional application to auto-extract owner details, industry, and business start date.
2
Run the Analysis
Scriptre reads every transaction, identifies MCA positions, calculates debit burden, and evaluates the deal against your criteria profile.
3
Review and Decide
Get a complete underwriting picture — deposits, positions, risk score, criteria alerts, and a plain-English briefing — in under 60 seconds.

Ready to underwrite smarter?

Join the funders and ISOs using Scriptre to analyze deals faster, catch more red flags, and fund with confidence.

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