AI-Powered MCA Underwriting

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60 seconds.

12,847 deals analyzed today

7-day free trial

DEAL #48291

Merchant Corp LLC

REQUESTED

$85,000

Math Analysis
PENDING
Meta Verification
PENDING
Vision Check
PENDING

The Intelligence Layer

Three systems working in concert. Every deal analyzed from every angle.

99.7%accuracy

Fraud Detection

Three-layer verification system. Math analysis, metadata checks, and computer vision working in parallel.

24/7monitoring

Portfolio Intelligence

Real-time health monitoring across your entire portfolio. Predictive analytics for defaults.

3.2xrenewal rate

Renewal Engine

Automated identification of renewal-ready merchants. Optimized timing for maximum conversion.

How It Works

From upload to decision in under a minute. No manual review required.

Upload

Drop statements, ISO docs, or connect directly to your CRM.

Fraud Check

Multi-layer verification: Math, Meta, and Vision analysis.

AI Analysis

Deep underwriting intelligence processes the full picture.

Decision

Instant recommendation with confidence score and terms.

60s

Average decision time

Scriptre 1.0

Enterprise AI model

100%

Audit trail on every decision

3-layer

Automated verification

Underwriting intelligence trained on the MCA industry.

Scriptre 1.0 is purpose-built for MCA underwriting — powered by advanced AI reasoning across financial patterns, risk indicators, and lending context that generic tools simply don't have.

Bella Vista Restaurant

Restaurant · TX · Chase Bank

High Confidence

Deposit velocity increasing 18% month over month

Single MCA position — low burden at 12% of deposits

No NSFs in 4 months — strong payment discipline

Every document verified before analysis begins.

Fraud checks run automatically on every submission. If something looks wrong, you know before you fund.

Document Integrity

Verified

Metadata Analysis

Verified

Visual Verification

Flag Detected

Unauthorized editing software detected

Fraud checks complete in under 3 seconds

See what other funders can't.

Scriptre detects existing MCA positions automatically — daily payments, advance amounts, and overlapping positions that could put your deal at risk.

Position Detection

2 Active Positions Detected

Funder A

Started Jan 2026

$175/day

Funder B

Started Jan 2026

$948/week
Medium Severity

$5,846 / mo

16% of deposits

Not just a score. A complete picture.

Deposit Analysis

Understands where money comes from and how consistently it arrives.

Risk Assessment

Evaluates the full financial picture, not just the obvious signals.

Clear Recommendation

A structured decision with the reasoning behind it.

RECOMMENDATION
Approve·$75,000·1.40 factor·24 weeks·$625/day

Built for the Way You Work

Works with every bank

Any PDF statement from any US bank, any format.

Your whole team

Role-based access for your entire underwriting operation.

Connected to your CRM

Sync automatically without changing your workflow.

Every decision documented

Full audit trail for compliance and performance review.

The Confidence to Fund Faster

Before Scriptre

Hours per deal
Manual review
Inconsistent decisions
Missed fraud

With Scriptre

Under 60 seconds
Automated analysis
Institutional standard
Caught before funding

Frequently Asked Questions

Pricing

Scale with your volume. All plans include our complete intelligence suite.

Starter

For growing MCA shops

$1,499/mo
  • 500 analyses per month
  • 5 team members
  • Fraud detection suite
  • Portfolio monitoring
  • Renewal identification
  • Email support

7-day free trial

Recommended

Growth

For established operations

$2,999/mo
  • 1,500 analyses per month
  • 15 team members
  • Everything in Starter
  • CRM integrations
  • Automated email alerts
  • Priority support

7-day free trial

Scale

For high-volume operations

$5,999/mo
  • 3,000 analyses per month
  • Unlimited team members
  • Everything in Growth
  • White-label options
  • Full API access
  • Bank statement monitoring

7-day free trial

Ready to underwrite smarter?

Join the next generation of MCA underwriting. Start your free trial today.